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Decide-in essential. Account needs to have initial eligible direct deposits, needs to be in good standing and also have an activated chip-enabled debit card to opt-in. Ongoing qualified immediate deposits and also other criteria use to keep up eligibility for overdraft defense. Only debit card acquire transactions are eligible for overdraft defense

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Overdraft charges may well result in your account to be overdrawn by an volume that is larger than your overdraft coverage. A $15 fee may implement to each qualified transaction that delivers your account destructive. Harmony needs to be introduced to at the very least $0 in 24 hours of authorization of the very first transaction that overdraws you

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